Benefits of SOCSO which you may not know !
Benefits of SOCSO which you may not know!
The main function of SOCSO is to provide social security protection to employees and their dependants through the Employment Injury Scheme and the Invalidity Scheme.
But ..
Do you know the benefits of Employment Injury Scheme in Sosco? Many people assume mistakenly that Sosco comes into play when you have an accident during working
You are dead wrong!
What if we tell you that there are many schemes available in Sosco which provide many benefits under each different scheme in Sosco.
Today we are going to explore further one of the common schemes in Sosco? What is Employment Injury Scheme in Sosco? and what is the resultant benefits available ?
Employment Injury Scheme in Sosco
Employment Injury Scheme provides protection to an employee against accident or an occupational disease arising out of and in the course of his employment.
Employment Injury Scheme covers the following :
1. The accident while doing its job
Accidents are encountered while at work or while on a business day.
2. Commuting accident
On a route between his place of residence or stay.
3. Accident during emergency
Accident which occurs during an emergency at the employer’s premises while in the course of assisting, rescuing, or protecting other people from disaster or danger during an emergency.
4. Occupational diseases
Diseases resulted from his occupation as described in the Fifth Schedule of Employees’ Social Security Act 1969.
What are the benefits of the Employment Injury Scheme
This scheme provides coverage and protection for employees who suffer from employment injury.
1. Medical benefits
Employees suffering from employment injuries or occupational diseases may receive free medical treatment at panel clinic or hospital until they are fully recovered.
2. Temporary disablement benefit.
Temporary Disablement Benefit is paid for the period the employee is on medical leave certified by a doctor for not less than 4 days.
3. Permanent disablement benefits.
Employees who suffer from permanent disability due to employment injury can apply for this benefit.
4. Constant-attendance allowance.
This allowance is paid to an employee who is suffering from total permanent disablement require the personal attendance of another person.
5. Rehabilitation benefit
6. Return to work programme
7. Funeral benefits
The amount paid will be the actual amount incurred or RM2,000 whichever is lower.
8. Education benefits.
This benefit is in the form of loans may be provided to a dependent child of an insured person
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